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Firelight Finance: Non-Custodial Vaults on XRPL

Deposit FXRP, earn automated on-chain yield, and keep full ownership of your assets — no intermediaries, no counterparty risk.

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Why Firelight Finance

Non-custodial by design

You hold your keys at every step. The Firelight Finance platform never takes custody. Contract code enforces all rules — not a company policy.

Transparent on-chain accounting

Every deposit, yield accrual, and withdrawal is recorded on the XRP Ledger EVM sidechain. Anyone can verify balances in real time.

Competitive yield on FXRP

The protocol aggregates lending and liquidity fees. Rate oracles sourced via Chainlink keep pricing accurate across conditions.

Audited and open-source

Smart contracts follow Foundry-based testing pipelines. Independent auditors reviewed the codebase before the first vault went live in 2024.

How it works

1
Connect your wallet.

Use any EVM-compatible wallet on the XRP Ledger sidechain. The connection is read-only until you approve a transaction.

2
Choose a vault.

Each vault lists its TVL, deposit limit, and collateral type. Currently the flagship vault holds over $86 million in FXRP.

3
Deposit FXRP.

Enter an amount, confirm in your wallet. Funds are allocated to yield strategies immediately. No lock-up period is imposed by default.

4
Accrue yield and points.

Yield builds block by block. Firelight Finance Points accumulate in parallel — the current total across all participants exceeds 212 billion.

5
Withdraw anytime.

Submit a withdrawal request on the Withdrawals page. Funds are released as vault liquidity allows — typically within one settlement cycle.

Key features

Automated yield strategies

The protocol rebalances allocations without manual input. Strategies are encoded in audited contracts — not run by a multisig.

On-chain deposit limits

Each vault enforces a hard cap. The flagship vault cap is 60,168,000 FXRP. Limits prevent liquidity concentration risk.

Real-time TVL tracking

Current TVL is displayed live on the dashboard. No delayed snapshots. Directly from the contract state.

Chainlink price feeds

FXRP/USD rates come from decentralised oracle networks. This aligns with standard oracle architecture used across EVM protocols.

Firelight Finance Points system

Points track participation and deposit duration. They are calculated on-chain and visible in your dashboard at all times.

EIP-1559 fee compatibility

Gas costs on the XRP Ledger EVM sidechain follow EIP-1559 mechanics, keeping transaction fees predictable for depositors.

Open governance path

The team behind Firelight Finance has signalled a governance transition. Points data will inform voting weights once the governance module ships.

Firelight Finance by the numbers

$86M+
Total Value Locked (TVL)
212B+
Firelight Finance Points accrued
60M FXRP
Flagship vault capacity
2024
Protocol launch year

FAQ

More questions answered at the full FAQ page.